Pensioner Visa (Pensionado) (Residencia Permanente como Pensionado o Jubilado)

Pensioner Visa (Pensionado) is a residence route in Panama (Pensione). Guaranteed lifetime pension ≥US$1,000/month (US$750 if owning Panama property >US$100k); +US$250/month per dependant. Savings/dividends do not qualify. Visit Panama at least once every 2 yrs. Gov fees ~US$3,000 for family of 3.

Planning reference · Data snapshot 2026-10

Figures and requirements are indicative database snapshots, not newly verified eligibility decisions or personalised tax calculations. A residence permit does not automatically determine tax residence. Confirm conditions, deadlines and amounts in their original currency with the relevant authorities.

Tax residence in Panama

Permanent home established in Panama, or >183 days in fiscal year (or prior year)

Territorial: foreign income untaxed; tax residence separate from immigration status

Residence certificate: DGI TRC per year: home + economic and family ties; discretionary, 3–5 months

Your previous country applies its own residence tests separately. If both countries treat you as resident, the applicable tax treaty may resolve treaty residence.

Relocation planning guides

Open Panama on the interactive map →apri nella banca dati → →Pagina ufficiale ↗

Retirement visas and pensioner residence →

Requirements at a glance

You need an annual income of about CHF 9'600. There is no minimum stay to keep the permit. Spouse and children can usually be included. Permanent residence: after subito years. Citizenship can be possible after about 5 years.

How holders are taxed

Territorial tax: foreign pensions and foreign-source income untaxed; retiree discounts (Law 6).

Next steps

Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.

Categoria	Pensione
Investimento	—
Tasse (famiglia)	CHF 2'400
Reddito / anno	CHF 9'600
Patrimonio	—
Soggiorno min.	0
Residenza perm.	subito
Cittadinanza	5
Lavoro	no
Ammessi	all (18+, lifetime pension required)
Imposte	Territorial tax: foreign pensions and foreign-source income untaxed; retiree discounts (Law 6).
Stato al	2026-10

Pagina ufficiale

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Solo informazione generale – non è consulenza fiscale, legale, migratoria, d'investimento o finanziaria, né un rapporto con il cliente. Dati semplificati, indicativi e forse non aggiornati. Verificate sempre con l'autorità ufficiale e un professionista abilitato del paese prima di agire. Eventuali link partner sono indicati e possono generarci un compenso.