Test the income definition
Prepare a breakdown of dividends, rent, pensions, interest and savings. For each shortlisted route, ask whether the authority accepts that source, what history it expects and whether evidence must show gross or net income. Avoid relying on a converted threshold without checking the official amount in its original currency.
Check the boundary between income and work
Receiving dividends is not the same activity as managing a company day to day. Describe your real role, including client work, directorships and remote employment, when checking the permit. A route marketed as passive-income residence may be a poor fit if you need broad work permission.
Make the move sustainable
Model a lower-income year and a change in exchange rates. Include family costs, insurance and renewal requirements. Review where you will be tax resident and how each income source is treated; immigration approval alone does not settle those questions.