Passive residence (residence without gainful activity) (Residència sense activitat lucrativa (residència passiva))

changing — Threshold raised €600k→€1m and €50k deposit made non-refundable by Law 2/2026 (Feb 2026)

Passive residence (residence without gainful activity) is a residence route in Andorra (นักลงทุน / โกลเด้นวีซ่า). Law 2/2026 (from 13 Feb 2026): €1m in Andorran assets (property >€800k each, shares, Andorran debt/funds ≤36 mo, life insurance, AFA deposit) or €400k into Housing Fund; plus non-refundable €50k to AFA (+€12k/dependant); income ≥300% min wage (+100%/dependant); health insurance; 90 days/yr.

Residence by investment: compare routes and obligations →

Requirements at a glance

The minimum qualifying investment is about CHF 376'000. You need an annual income of about CHF 45'000. You must spend about 90 days a year in the country to keep it. Spouse and children can usually be included. Permanent residence: after 20 years. Citizenship can be possible after about 20 years.

How holders are taxed

IRPF max 10% (first €24k exempt) if tax resident (183 days/centre of interests); no wealth/inheritance tax

Next steps

Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.

ประเภทนักลงทุน / โกลเด้นวีซ่า
การลงทุนCHF 376'000
ค่าธรรมเนียม (ครอบครัว)CHF 69'600
เงินได้ / ปีCHF 45'000
สินทรัพย์—
พำนักขั้นต่ำ90
PR20
สัญชาติ20
การทำงานno
คุณสมบัติall
ภาษีIRPF max 10% (first €24k exempt) if tax resident (183 days/centre of interests); no wealth/inheritance tax
ณ วันที่2026-10
หน้าทางการ
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General information only — not tax, legal, immigration, investment or financial advice, and no client relationship. Figures are simplified, indicative and may be out of date. Always verify with the official authority and a licensed professional in the country concerned before acting. Partner links, if any, are marked and may earn us a fee.