Passive residence (residence without gainful activity) (Residència sense activitat lucrativa (residència passiva))
changing — Threshold raised €600k→€1m and €50k deposit made non-refundable by Law 2/2026 (Feb 2026)
Passive residence (residence without gainful activity) is a residence route in Andorra (Investitori / golden visa). Law 2/2026 (from 13 Feb 2026): €1m in Andorran assets (property >€800k each, shares, Andorran debt/funds ≤36 mo, life insurance, AFA deposit) or €400k into Housing Fund; plus non-refundable €50k to AFA (+€12k/dependant); income ≥300% min wage (+100%/dependant); health insurance; 90 days/yr.
Residence by investment: compare routes and obligations →Requirements at a glance
The minimum qualifying investment is about CHF 376'000. You need an annual income of about CHF 45'000. You must spend about 90 days a year in the country to keep it. Spouse and children can usually be included. Permanent residence: after 20 years. Citizenship can be possible after about 20 years.
How holders are taxed
IRPF max 10% (first €24k exempt) if tax resident (183 days/centre of interests); no wealth/inheritance tax
Next steps
Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.
| Categoria | Investitori / golden visa |
|---|---|
| Investimento | CHF 376'000 |
| Tasse (famiglia) | CHF 69'600 |
| Reddito / anno | CHF 45'000 |
| Patrimonio | — |
| Soggiorno min. | 90 |
| Residenza perm. | 20 |
| Cittadinanza | 20 |
| Lavoro | no |
| Ammessi | all |
| Imposte | IRPF max 10% (first €24k exempt) if tax resident (183 days/centre of interests); no wealth/inheritance tax |
| Stato al | 2026-10 |
Solo informazione generale – non è consulenza fiscale, legale, migratoria, d'investimento o finanziaria, né un rapporto con il cliente. Dati semplificati, indicativi e forse non aggiornati. Verificate sempre con l'autorità ufficiale e un professionista abilitato del paese prima di agire. Eventuali link partner sono indicati e possono generarci un compenso.