Residence permit (carte de séjour) – self-sufficient, without professional activity (Carte de séjour de résident temporaire (sans activité professionnelle))
Residence permit (carte de séjour) – self-sufficient, without professional activity is a residence route in Monaco (Omat varat). Monaco lease/purchase (real occupancy), Monaco bank account + bank reference letter (banks typically expect ≥€500k, often €1m+; no statutory amount), clean record from all prior residences, health insurance. Card 1 yr → ordinary 3 yr → privileged 10 yr. Gov fees ~€480 (family of 3).
Passive-income and financially independent residence →Requirements at a glance
You must spend about 90 days a year in the country to keep it. Spouse and children can usually be included. Permanent residence: after 10 years. Citizenship can be possible after about 10 years.
How holders are taxed
No personal income/wealth tax (except French nationals taxed by France); no CH–MC tax treaty
Next steps
Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.
| Luokka | Omat varat |
|---|---|
| Sijoitus | — |
| Maksut (perhe) | CHF 450 |
| Tulot / v | — |
| Varat | CHF 470'000 |
| Väh. oleskelu | 90 |
| PR | 10 |
| Kansalaisuus | 10 |
| Työ | no |
| Kelpoisuus | all (non-EU need French long-stay visa D first) |
| Verot | No personal income/wealth tax (except French nationals taxed by France); no CH–MC tax treaty |
| Tilanne | 2026-10 |
General information only — not tax, legal, immigration, investment or financial advice, and no client relationship. Figures are simplified, indicative and may be out of date. Always verify with the official authority and a licensed professional in the country concerned before acting. Partner links, if any, are marked and may earn us a fee.