Residence permit (carte de séjour) – self-sufficient, without professional activity (Carte de séjour de résident temporaire (sans activité professionnelle))
Residence permit (carte de séjour) – self-sufficient, without professional activity is a residence route in Monaco (Finanziell unabhängig). Monaco lease/purchase (real occupancy), Monaco bank account + bank reference letter (banks typically expect ≥€500k, often €1m+; no statutory amount), clean record from all prior residences, health insurance. Card 1 yr → ordinary 3 yr → privileged 10 yr. Gov fees ~€480 (family of 3).
Passive-income and financially independent residence →Requirements at a glance
You must spend about 90 days a year in the country to keep it. Spouse and children can usually be included. Permanent residence: after 10 years. Citizenship can be possible after about 10 years.
How holders are taxed
No personal income/wealth tax (except French nationals taxed by France); no CH–MC tax treaty
Next steps
Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.
| Kategorie | Finanziell unabhängig |
|---|---|
| Investition | — |
| Gebühren (Familie) | CHF 450 |
| Einkommen / Jahr | — |
| Vermögen | CHF 470'000 |
| Mindestaufenthalt | 90 |
| Niederlassung | 10 |
| Einbürgerung | 10 |
| Arbeit | no |
| Berechtigt | all (non-EU need French long-stay visa D first) |
| Steuern | No personal income/wealth tax (except French nationals taxed by France); no CH–MC tax treaty |
| Stand | 2026-10 |
Nur allgemeine Information – keine Steuer-, Rechts-, Migrations-, Anlage- oder Finanzberatung und kein Mandatsverhältnis. Zahlen sind vereinfacht, unverbindlich und können veraltet sein. Prüfen Sie vor jeder Entscheidung bei der zuständigen Behörde und einer zugelassenen Fachperson im betreffenden Land. Partnerlinks sind gekennzeichnet und können uns eine Vergütung einbringen.