Umzug nach Ecuador: Steuern, Aufenthalt und Leben
So werden Sie in Ecuador steuerlich ansässig: Einkommens-, Dividenden- und Gewinnsteuer, 6 Aufenthaltsprogramme, Anforderungen an die Steueransässigkeit und Klima. Grundlagen verstehen und Aufenthaltswege vergleichen.
Taxes
In Ecuador the top income tax rate is 37%, dividends are taxed at up to 14% and companies pay 25% corporate tax.
How to move and become tax resident
To become tax resident in Ecuador you need at least 183 days a year (More than 183 days in year (or in 12 months across 2 years), or centre of economic interests). The typical route is Rentista or Investor temporary residence: Rentista: passive income ≥3 SBU (~US$1,450/mo); Investor: ≥100 SBU (~US$48k) in deposit/property/shares; health insurance There are 6 open residence programmes in Ecuador — see the list below.
Living there
Quito has a temperate oceanic climate with winter highs around 19 °C and summer highs around 21 °C.
Key facts
| Höchste Einkommenssteuer | 37% |
|---|---|
| Dividendensteuer | 14% |
| Gewinnsteuer | 25% |
| Steuerliche Ansässigkeit | nach 183 Tagen — More than 183 days in year (or in 12 months across 2 years), or centre of economic interests |
| Typischer Aufenthaltsweg | Rentista or Investor temporary residence — Rentista: passive income ≥3 SBU (~US$1,450/mo); Investor: ≥100 SBU (~US$48k) in deposit/property/shares; health insurance |
| Klimatyp | temperate oceanic · 19° / 21° (Quito) |
Aufenthaltsprogramme in Ecuador
Aktive Programme
- Temporary Residence – Rentista — Einkommen / Jahr CHF 13'900 · 2026-10
- Temporary Residence – Retiree (Jubilado) — Einkommen / Jahr CHF 13'900 · 2026-10
- Temporary Residence – Investor — Investition CHF 38'600 · 2026-10
- Temporary Residence – Digital Nomad — Einkommen / Jahr CHF 13'900 · 2026-10
- Temporary Residence – Worker / Professional — employment · 2026-10
- Temporary Residence – Dependant (Amparo) — family · 2026-10
Passende Ratgeber (Englisch)
Frequently asked questions
How many days do I need to spend in Ecuador to become tax resident?
nach 183 Tagen. More than 183 days in year (or in 12 months across 2 years), or centre of economic interests Also resident if not resident elsewhere and stays longer in Ecuador than anywhere else
How much tax will I pay in Ecuador?
In Ecuador the top income tax rate is 37%, dividends are taxed at up to 14% and companies pay 25% corporate tax.
Which residence programmes does Ecuador offer?
Temporary Residence – Rentista; Temporary Residence – Retiree (Jubilado); Temporary Residence – Investor (CHF 38'600); Temporary Residence – Digital Nomad; Temporary Residence – Worker / Professional
What is the usual way to move to Ecuador?
Rentista or Investor temporary residence. Rentista: passive income ≥3 SBU (~US$1,450/mo); Investor: ≥100 SBU (~US$48k) in deposit/property/shares; health insurance
Compare with nearby countries
Argentina · Belize · Bolivia · Brazil · Canada · Chile · Colombia · Costa Rica · Cuba · Dominican Rep. · El Salvador · Guatemala
Nur allgemeine Information – keine Steuer-, Rechts-, Migrations-, Anlage- oder Finanzberatung und kein Mandatsverhältnis. Zahlen sind vereinfacht, unverbindlich und können veraltet sein. Prüfen Sie vor jeder Entscheidung bei der zuständigen Behörde und einer zugelassenen Fachperson im betreffenden Land. Partnerlinks sind gekennzeichnet und können uns eine Vergütung einbringen.