D7 Passive Income / Retirement Visa (Visto de residência para reformados e titulares de rendimentos (D7))
D7 Passive Income / Retirement Visa is a residence route in Portugal (自有資金). Regular passive income ≥ minimum wage €920/mo (€11,040/yr) +50% spouse, +30% per child; PT housing, PT bank account, NIF, health insurance. Absence max 6 consecutive/8 total months per permit period. Permit 2+3 yrs. Gov fees ~€960 (family of 3).
Passive-income and financially independent residence →Requirements at a glance
You need an annual income of about CHF 10'378. You must spend about 183 days a year in the country to keep it. Spouse and children can usually be included. Permanent residence: after 5 years. Citizenship can be possible after about 10 years.
How holders are taxed
Worldwide 13–48%; foreign dividends 28% flat; NHR closed, IFICI not for passive
Next steps
Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.
| 類別 | 自有資金 |
|---|---|
| 投資 | — |
| 費用（家庭） | CHF 900 |
| 收入 / 年 | CHF 10'378 |
| 資產 | — |
| 最低居住 | 183 |
| 永居 | 5 |
| 入籍 | 10 |
| 工作 | yes |
| 申請資格 | non-EU/EEA nationals |
| 稅收 | Worldwide 13–48%; foreign dividends 28% flat; NHR closed, IFICI not for passive |
| 截至 | 2026-10 |
General information only — not tax, legal, immigration, investment or financial advice, and no client relationship. Figures are simplified, indicative and may be out of date. Always verify with the official authority and a licensed professional in the country concerned before acting. Partner links, if any, are marked and may earn us a fee.