Residence permit for private reasons – sufficient resources (Autorisation de séjour pour raisons privées (personne disposant de ressources suffisantes, Art. 78))
Residence permit for private reasons – sufficient resources is a residence route in Luxembourg (自有資金). Stable regular resources ≥ social minimum wage (~€2,700/month, ~€32k/yr; more for family), health insurance, accommodation, clean record; apply from abroad before entry. Discretionary; no work. Renewable, then up to 3-yr permits. Gov fees ~€425 (family of 3).
Passive-income and financially independent residence →Requirements at a glance
You need an annual income of about CHF 30'500. Spouse and children can usually be included. Permanent residence: after 5 years. Citizenship can be possible after about 5 years.
How holders are taxed
Worldwide; progressive up to ~45.8%
Next steps
Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.
| 類別 | 自有資金 |
|---|---|
| 投資 | — |
| 費用（家庭） | CHF 400 |
| 收入 / 年 | CHF 30'500 |
| 資產 | — |
| 最低居住 | — |
| 永居 | 5 |
| 入籍 | 5 |
| 工作 | no |
| 申請資格 | Non-EU/EEA/CH |
| 稅收 | Worldwide; progressive up to ~45.8% |
| 截至 | 2026-10 |
General information only — not tax, legal, immigration, investment or financial advice, and no client relationship. Figures are simplified, indicative and may be out of date. Always verify with the official authority and a licensed professional in the country concerned before acting. Partner links, if any, are marked and may earn us a fee.