Moving to Bermuda: taxes, residence and life
How to become tax resident in Bermuda: personal, dividend and corporate tax, 6 residence programmes, days needed, climate, safety and economy — compared with 194 countries.
Taxes
In Bermuda the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 0% corporate tax.
How to move and become tax resident
You can become tax resident in Bermuda from arrival once you take up residence (Residential certificate or work permit + home; no tax residence test). The typical route is Economic Investment Residential Certificate (EIRC): BM$2.5m investment (real estate, business, sinking fund) + US$25k charity (2026 policy) + US$10k BDA fee; good character There are 6 open residence programmes in Bermuda — see the list below.
Living there
Hamilton has a humid subtropical climate with winter highs around 20.4 °C and summer highs around 30.1 °C. The economy grew +1.5% in 2025; the IMF forecasts 1.5% for 2026. Its passport opens about 162 countries without a visa in advance. Security: No conflict exposure.
Key facts
| Top income tax | 0% |
|---|---|
| Dividend tax | 0% |
| Corporate tax | 0% |
| 稅務居所 | 自抵達起 — Residential certificate or work permit + home; no tax residence test |
| 您的路徑 | Economic Investment Residential Certificate (EIRC) — BM$2.5m investment (real estate, business, sinking fund) + US$25k charity (2026 policy) + US$10k BDA fee; good character |
| 護照 | 可免籤或落地籤前往 162 個國家 |
| Economic growth | +1.5% (2025), forecast 1.5% (2026) |
| 氣候型別 | humid subtropical · 20.4° / 30.1° (Hamilton) |
| 戰爭與衝突 | none — No conflict exposure |
| 所有自然災害 | 4/10 |
| 銀行穩健度 | 8/10 · A+ |
| 財產保護 | 8/10 |
| 冬季住宅溫暖度 | 8.5/10 |
Residence programmes in Bermuda
- Economic Investment Residential Certificate — 投資 CHF 2'000'000 · open · 2026-10
- Permission to Reside on an Annual Basis — independentMeans · open · 2026-10
- Residential Certificate (property owners) — investment · open · 2026-10
- Work Permit — employment · open · 2026-10
- Permanent Resident's Certificate — other · open · 2026-10
- Spouse of a Bermudian (residence and employment rights) — family · open · 2026-10
Plan your residence route
Frequently asked questions
How many days do I need to spend in Bermuda to become tax resident?
自抵達起. Residential certificate or work permit + home; no tax residence test No PIT; payroll tax on local employment; residential certificate via investment
How much tax will I pay in Bermuda?
In Bermuda the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 0% corporate tax.
Which residence programmes does Bermuda offer?
Economic Investment Residential Certificate (CHF 2'000'000); Permission to Reside on an Annual Basis; Residential Certificate (property owners); Work Permit; Permanent Resident's Certificate
What is the usual way to move to Bermuda?
Economic Investment Residential Certificate (EIRC). BM$2.5m investment (real estate, business, sinking fund) + US$25k charity (2026 policy) + US$10k BDA fee; good character
Compare with nearby countries
Anguilla · Antigua & Barbuda · Aruba · Bahamas · Barbados · British Virgin Islands · Cayman Islands · Curaçao · Dominica · Grenada · Montserrat · Saint Lucia
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