Moving to Monaco: taxes, residence and life
How to become tax resident in Monaco: personal, dividend and corporate tax, 4 residence programmes, days needed, climate, safety and economy — compared with 194 countries.
Taxes
In Monaco the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 25% corporate tax.
How to move and become tax resident
To become tax resident in Monaco you need at least 90 days a year (Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else)). The typical route is Carte de séjour (self-sufficient: Monaco home + bank reference): Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance There are 4 open residence programmes in Monaco — see the list below.
Living there
Monaco has a hot-summer Mediterranean climate with winter highs around 13.3 °C and summer highs around 26.8 °C. The economy grew +2% in 2025; the IMF forecasts 2% for 2026. Its passport opens about 155 countries without a visa in advance. Security: No conflict exposure.
Key facts
| Top income tax | 0% |
|---|---|
| Dividend tax | 0% |
| Corporate tax | 25% |
| Fiscale woonplaats | na 90 dagen — Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else) |
| Gebruikelijke verblijfsroute | Carte de séjour (self-sufficient: Monaco home + bank reference) — Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance |
| Paspoort | visumvrij of bij aankomst naar 155 landen |
| Economic growth | +2% (2025), forecast 2% (2026) |
| Klimaattype | hot-summer Mediterranean · 13.3° / 26.8° (Monaco) |
| Oorlog & conflict | none — No conflict exposure |
| Alle natuurrampen | 3.5/10 |
| Sterkte van banken | 8.5/10 · AA+ |
| Eigendomsbescherming | 9/10 |
| Warme woningen in de winter | 9.5/10 |
Residence programmes in Monaco
- Residence permit (carte de séjour) – self-sufficient, without professional activity — independentMeans · open · 2026-10
- Business founder / company director residence (own company) — Investering CHF 14'100 · open · 2026-10
- Residence permit with employment (work permit) — employment · open · 2026-10
- Family members of residents — family · open · 2026-10
Plan your residence route
Frequently asked questions
How many days do I need to spend in Monaco to become tax resident?
na 90 dagen. Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else) French nationals taxed by France (1963 treaty); card renewal expects ~3 months/yr presence
How much tax will I pay in Monaco?
In Monaco the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 25% corporate tax.
Which residence programmes does Monaco offer?
Residence permit (carte de séjour) – self-sufficient, without professional activity; Business founder / company director residence (own company) (CHF 14'100); Residence permit with employment (work permit); Family members of residents
What is the usual way to move to Monaco?
Carte de séjour (self-sufficient: Monaco home + bank reference). Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance
Compare with nearby countries
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