Non-Lucrative Residence Visa (Visado de residencia no lucrativa)
Non-Lucrative Residence Visa is a residence route in Spain (Moyens indépendants). Means ≥ 400% IPREM (~€28,800/yr) + 100% IPREM (~€7,200) per dependant, private health insurance, clean record, medical cert. No work (incl. remote). Initial 1 yr; renewals 4 yrs under RD 1155/2024. Gov fees ~€480 (family of 3).
Passive-income and financially independent residence →Requirements at a glance
You need an annual income of about CHF 27'072. You must spend about 183 days a year in the country to keep it. Spouse and children can usually be included. Permanent residence: after 5 years. Citizenship can be possible after about 10 years.
How holders are taxed
Worldwide 19–47% (savings 19–30%), wealth + solidarity tax; no Beckham
Next steps
Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.
| Catégorie | Moyens indépendants |
|---|---|
| Investissement | — |
| Frais (famille) | CHF 450 |
| Revenu / an | CHF 27'072 |
| Avoirs | — |
| Séjour min. | 183 |
| Résidence perm. | 5 |
| Citoyenneté | 10 |
| Travail | no |
| Éligibles | non-EU/EEA nationals |
| Impôts | Worldwide 19–47% (savings 19–30%), wealth + solidarity tax; no Beckham |
| État au | 2026-10 |
Information générale uniquement – pas de conseil fiscal, juridique, migratoire, en investissement ou financier, ni de relation client. Chiffres simplifiés, indicatifs et parfois dépassés. Vérifiez toujours auprès de l'autorité officielle et d'un professionnel agréé du pays concerné avant d'agir. Les liens partenaires éventuels sont signalés et peuvent nous rémunérer.