Umzug nach Finland: Steuern, Aufenthalt und Leben
So werden Sie in Finland steuerlich ansässig: Einkommens-, Dividenden- und Gewinnsteuer, 6 Aufenthaltsprogramme, Anforderungen an die Steueransässigkeit und Klima. Grundlagen verstehen und Aufenthaltswege vergleichen.
Taxes
In Finland the top income tax rate is 51%, dividends are taxed at up to 28% and companies pay 20% corporate tax.
How to move and become tax resident
You can become tax resident in Finland from arrival once you take up residence (Permanent home and abode in Finland → resident from arrival; or stay >6 months). The typical route is EU/EFTA free movement (Swiss citizens: register as self-sufficient): Sufficient resources + comprehensive health insurance; register within ~3 months; clean record not formally required There are 6 open residence programmes in Finland — see the list below.
Living there
Helsinki has a warm-summer continental climate with winter highs around -2 °C and summer highs around 22 °C.
Key facts
| Höchste Einkommenssteuer | 51% |
|---|---|
| Dividendensteuer | 28% |
| Gewinnsteuer | 20% |
| Steuerliche Ansässigkeit | ab Zuzug — Permanent home and abode in Finland → resident from arrival; or stay >6 months |
| Typischer Aufenthaltsweg | EU/EFTA free movement (Swiss citizens: register as self-sufficient) — Sufficient resources + comprehensive health insurance; register within ~3 months; clean record not formally required |
| Klimatyp | warm-summer continental · -2° / 22° (Helsinki) |
Aufenthaltsprogramme in Finland
Aktive Programme
- Registration of an EU citizen's right of residence (incl. Swiss) — freeMovement · 2026-10
- Residence permit for a start-up entrepreneur (Finnish Startup Permit) — entrepreneur · 2026-10
PR after 6 yrs (4 with ≥€40k income) since 8 Jan 2026
- Residence permit for an entrepreneur — Einkommen / Jahr CHF 13'650 · 2026-10
- Residence permit for an employed person / specialist / EU Blue Card — Einkommen / Jahr CHF 18'050 · 2026-10
PR now 6 yrs + B1 Finnish/Swedish + 2 yrs work (4 yrs if ≥€40k/yr) since 8 Jan 2026
- Residence permit on the basis of family ties — Einkommen / Jahr CHF 29'330 · 2026-10
- Residence permit on the basis of Finnish origin (remigration) — ancestry · 2026-10
Ingrian Finn returnee scheme closed 2016; descent route remains
Passende Ratgeber (Englisch)
Frequently asked questions
How many days do I need to spend in Finland to become tax resident?
ab Zuzug. Permanent home and abode in Finland → resident from arrival; or stay >6 months Capital income up to 34%
How much tax will I pay in Finland?
In Finland the top income tax rate is 51%, dividends are taxed at up to 28% and companies pay 20% corporate tax.
Which residence programmes does Finland offer?
Registration of an EU citizen's right of residence (incl. Swiss); Residence permit for a start-up entrepreneur (Finnish Startup Permit); Residence permit for an entrepreneur; Residence permit for an employed person / specialist / EU Blue Card; Residence permit on the basis of family ties
What is the usual way to move to Finland?
EU/EFTA free movement (Swiss citizens: register as self-sufficient). Sufficient resources + comprehensive health insurance; register within ~3 months; clean record not formally required
Compare with nearby countries
Albania · Andorra · Austria · Belarus · Belgium · Bosnia and Herz. · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia
Nur allgemeine Information – keine Steuer-, Rechts-, Migrations-, Anlage- oder Finanzberatung und kein Mandatsverhältnis. Zahlen sind vereinfacht, unverbindlich und können veraltet sein. Prüfen Sie vor jeder Entscheidung bei der zuständigen Behörde und einer zugelassenen Fachperson im betreffenden Land. Partnerlinks sind gekennzeichnet und können uns eine Vergütung einbringen.